For your next good read, how about a book that will help improve your financial future? Baja California, Acapulco, Cancun, Puerto Vallarta, Rosarita, and La Paz are a few well-known beach areas, and quiet fishing villages might attract retirees with lower costs and casual. First, there are miles of gorgeous coastline, and for a change of scenery, there's a dense rainforest on the mainland. It's a small town on the seasonal hurricane path, which is what keeps costs low. In fact, the Sunshine States shorelines arent the only coastal ZIP codes attracting boomersplenty of folks dont want to live in what feels like a steam room six months out of the year, or they may want to be closer to friends and family elsewhere in the country. Sara Ventiera is a journalist based in New York City and Los Angeles. Retirees can get into affordable homes starting at just under $200,000, including this $196,919 two-bedroom in a 55-plus community or this three-bedroom with a whirlpool hot tuband no age restrictionsfor $249,900. While it's not the lowest cost option for retiring on the beach, Belize offers many advantages. Theres still a lot of areas in Hyannis that are very affordable, says Jeanette Neeven, a Realtor with Century 21 Cobb Real Estate. Most vacationers who know of Mexicos Yucatn beaches immediately think of Cancn, Playa del Carmen or Tulum. And even better, it has one of the most affordable . That's because it has powder-soft white sand that rings the Gulf of Mexico and plenty of beach resorts and vacation rentals to keep up. Jacksonville, North Carolina Population: 72,896 Median home price: $222,814 Median monthly rent: $1,200 Located on the Pensacola Bay near the Gulf of Mexico, this popular beach retirement spot is an ideal place to enjoy Perdido Key, Pensacola Beach and the Gulf Islands National Seashore. Instead, you get around by golf cart, moped or on foot, says Haskins, who reports that the people who come hereincluding those who stay long termtend to be nature lovers. In the city of Cuenca, for example, the cost of living is 66% less expensive, and rents are about 88% lower, when compared with New York City. It also doesn't offer much in the way of shopping or dining visitors often have to travel to other towns to find things to do. Transformative Travel: I look at how travel can change lives. With its ample coastline, there is no shortage of great beach towns to choose from, and the cost of living is low. Do careful research, dont base your decision on a one-time vacation, and consider the factors weve mentioned to choose your perfect retirement on the beach. Where to stay: The Lodge at Gulf State Park. With plenty of islands to explore and the mainland, Greece has one of the longest coastlines in the Mediterranean for those beach lovers who want to explore. Youll find small, boutique-style hotels and mom-and-pop restaurants, most serving fabulously fresh seafood and lobster (try the lobster pizza! Advertiser Disclosure: Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. It's one of the most affordable places to live in the Caribbean: According to International Living, a couple could live well starting at $2,000 a month. You kind of have the best of both worlds [in Murrells Inlet] if youre looking for a nice, affordable area to retire to, says Jeremy Jenks, vice president of sales at Keller Williams The Trembley Group. As a Retired Person, Are You Comfortable With Your Monthly Income? (Getty . Sandwiched between the Kyrenia Mountains and the warm waters of the Mediterranean, Kyrenia features incredible seascapes. Where to stay: Stunning Renovated Direct Beachfront. Myrtle Beach is one of America's favorite vacation getaways. It's a smaller, quiet community with a much more affordable cost of living than some big retirement destinations like Sarasota or Melbourne, says Snider. #25. Before you raid your 401(k) or IRA, learn the realities and benefits of taking a retirement plan hardship loan. 1. The world's most affordable places to retire. Many Americans underestimate the amount of money theyll receive from Social Security. Leisure World, a gated retirement community located just 12 minutes from the sands of Seal Beach, offers some serious deals. For temporary residence, monthly income of about $2,100 is required, and for permanent residence, the minimum income is $2,700. A cool $165,000 can get you into this three-bedroom house with a sweet front porch in the South Hill neighborhood. See how your savings stack up against your peers. - Total score: 55.1. One of America's richest cities in terms of culture, history, cuisine and nature, Charleston is the epitome of old-world charm. The headquarters for NASCAR is home to several large motorsports events each year. Whether youre looking for a place thats quiet and relaxing or a place to catch some waves, Massachusetts has the perfect beach for you. Charleston may not be the most affordable city in the nation, but as far as beach towns are concerned, it is absolutely more affordable than others. Daytona Beach has a population of nearly 75,000 and 20% of people are age 65 and up. Just 15 minutes south of the bustling tourist shops, boardwalks, and mini-golf courses of Myrtle Beach, Murrells Inlet offers retirees a quiet respite from that popular vacation town. If you're interested in retiring near the ocean without the humidity of a tropical destination, consider Portland. (Getty Images) Median home list price: $237,050 Millions of tourists flock to Myrtle Beach each year, lured by its surf. Though a four-bedroom on the beach will set you back $1,650,000, a two-bedroom right next to downtown can be purchased for just $249,900. Residents and visitors to Hampton are close to the excitement and fun of Virginia Beach as well as the museums, performing arts, restaurants and other attractions. Here are the top 10 budget-friendly spots that offer access to the ocean: 1. But it is one of the more affordable beach towns in the nation thanks to its location on the hurricane route and the high volume of tourists that come during the high season. For an additional $20,0000, this three-bedroom ranch is available in the Oakwoods. That includes Toms River, a seaside town thats nestled along the Atlantic Ocean and Barnegat Bay, a rich estuary thats long been a destination for fishing, crabbing, and boating. Residents speak English, and both Belize currency and the U.S. dollar are accepted. When you're not lounging on the powder-soft white sand beaches of the nearby islands, you'll be strolling the 18th-century streets and buildings, tucking into James Beard award-winning cuisine and watching the boats come into the picturesque Charleston Harbor. Carteret County has a population of roughly 68,500, with just over 26% age 65 and up. The low cost of living makes it affordable for retirees to live near the beach permanently. A Certified Retirement Community by RetireNC, Carteret County, North Carolina, is a great place for active retirees. Visitors come for the 60 miles of beachfront and stay for the theme parks, live entertainment and restaurants. Miami Beach is Floridas 33rd-largest city and, since the early 20th century, one of the most popular coastal areas in the United States. And the relative affordability of homes in these towns means more of a fixed income is left over for fun, which probably makes the case for sticking around.. Are you thinking of a sunny, cheap cost of living and easy life for your retirement? However, quite a few countries around the world offer pristine beaches, low cost of living, and attractive lifestyles, making them affordable destinations for those whose hearts are set on beachfront living. An aerial view of Holbox Island, where the streets, A pier in Mahahual, a quiet and cheap beach town, Cruise Ship Tips: 9 Insider Secrets From A Trailblazing Captain, The Future Is Female: 3 Travel Companies Inspiring The Next Generation Of Leaders, The Ultimate Paid Time Off: 17 Companies That Will Give You Money To Travel. Instead of Hilton Head, Try: Myrtle Beach, S.C. 3. Homeowners pay a median of $1,485 per month to live in Tampa, and the median rent is $1,160 monthly. It's a suburban environment with a lot of bars, restaurants and parks. That, plus outdoor recreation and a low cost of living is what makes it attractive. Cheap housing and proximity to Baltimore are what bring people to settle in Essex. The Atlantic Ocean coastline is rocky, and waves crash into the rocks sometimes dramatically. But what keeps its cost of living low is the hurricane risk as well as the tourist sprawl, which tends to then leave the community snoozing in the off-season. Middle River may not be as popular as Maryland's other coastal areas, but that means it's infinitely less expensive. But Daytona Beach has 23 miles of wide, hard-packed sand that allows for myriad activities, from beach sports to beach driving. It takes 15 minutes to get to everything Myrtle Beach has to offer without having to worry about traffic and stuff.. The area is packed with history, culture, seafood restaurants and stunning beaches. The city is a UNESCO world heritage site, and the monthly cost of living can be as low as between $500-1000. The cost of living in Pensacola is actually lower than the national average, making it the perfect spot to buy a beach home, says Brittany Mendez, chief marketing officer of FloridaPanhandle.com. Artists, creatives and certainly a lot of hemp aficionados, flock for the dramatic coastal views and an eclectic waterfront. Prices are considerably lower than Miami, but compared to the rest of Florida, you'll still be paying around half a million to live on the beach. Hawaii is certainly known for its beach towns, but it is not known for any of them being affordable. Both Capri and, Read More Is It Better To Stay In Capri Or Anacapri?Continue, Living next to sandy shores and crashing waves is a dream many of us have. Retirees with a mortgage pay a median of $1,563 per month for housing. A two-bedroom condo right near the hospital and within walking distance to Ocean Beach can be had for just $99,000 and $209,900 can fetch a three-bedroom Cape Codder with a master bed and bath on the first floor, blocks from the water. Homes start in the $200,000 range, and its possible to snap up a townhome with an onsite dock such as this sprawling three-bedroom for $274,000 or this $350,000 three-bedroomwith water views. This is not a typo: Southern California does, in fact, boast affordable retirement homes right near the coast. Its proximity to Mrida makes it extra appealing. Finally, in 2000, she said "not another winter in Omaha" and began looking for a place to live where the climate was better, life moved at a slower pace and she could do more of the things she had always wanted to do. Corfu has an abundance of natural environment, delicious local food, and friendly locals, with beaches, cliffs, and blue waters waiting to be explored. With its bustling main street, John F. Kennedy Hyannis Museum, and world-renowned Cape Cod Hospital, Hyannis is basically the hub of the Cape. Here, we caught up with Haskins to get her take on three cheap, out-of-the-way beach retreats in Mexicos Yucatn Peninsula that provide the opportunity for a quieter, easier and much more affordable life. Melbourne is one of the most affordable beach towns to retire in, at least on this list. Siquijor has the white sand beaches, turquoise blue water, a quaint little town (San Juan with bars and restaurants) walkable from one of the best white-sand beaches, protected dive and snorkeling habitat, and rivers with turquoise blue waterfalls flowing down a volcano in the center. Are there sandy beaches on Capri? Heading to the beach to relax in sunshine and sand once youve finished putting in desk time is the dream for many people. Most Affordable Beach Towns - 2021 Edition - SmartAsset SmartAsset found the most affordable beach towns in America based on factors including home value, housing costs, property taxes and home size. Read on to see where the best places are, what makes them good places to retire, and why exactly retiring at the beach is so popular. A certificate of deposit, more commonly known as a CD, is an investment that earns interest over a set period of time at a locked-in rate. Unless otherwise noted, all data was sourced from Redfin and the U.S. Census Bureau. Picture a stunning village green, historic homes and plenty of artsy culture. Over on the Sunshine State's Atlantic coast, Vero Beach is a nature lover's paradise with miles of hiking and biking trails, plus wildlife refuges along the coast. Oceano Median home price: $566,280 Located in San Luis Obispo County, Oceano provides a suburban feel to retirees wanting to spend their time by the glimmering waters. The city is so retiree-friendly, its even home to Latitude Margaritaville, a Jimmy Buffet-inspired 55-plus community. Daytona Beach is a popular retirement spot, and a third of the population is age 60 or older. Choosing one of these retirement hot spots will offer plenty of opportunities to make friends while living within your means. It costs a median of $1,328 per month to own a home with a mortgage in Pensacola, and renters pay a median of $1,046 monthly. Of course, when there aren't festivals or events, the town is relatively quiet. Weekly. The content Situated along the Atlantic Ocean, Vero Beach, Florida, is a quiet coastal town where you can enjoy your golden years. Heres a look at average retirement incomes and how much people spend during their golden years. Opinions expressed by Forbes Contributors are their own. Its population is a beautiful mix of native Hawaiians, Japanese, Portuguese, Puerto Ricans and Chinese, among others, and it draws an artistic crowd who come to explore its museums and the Hawai'i Volcanoes National Park. The Algarve, with year-round sunshine, excellent medical facilities, a low cost and high standard of living, easy access to Europe and the world, and a good infrastructure, is an obvious choice. Visitors to this town, perched between the Gunpowder River and the Black River, are impressed by the many outdoor things to do, from the Gunpowder Falls State Park to Miami Beach Park. Theres no traffic, no high-risesonly sand-floored beach bars and hammocks everywhere you look. Yes, many people like to retire near the ocean, but why? Or, at least, for many of us, we wish it were. Plus, youll enjoy low taxes, since Florida doesnt have an income tax or a tax on certain kinds of unearned income. The cliff-edged and chilly shoreline of Bastendorff Beach, just a short trip over the bridge from Coos Bay, is gorgeous, a wholly relaxing place to collect shells, pitch a tent, or ride a horse. The Cost:Because it is not as discovered as the Riviera Maya nor does it have nearly as many amenities (any major shopping or healthcare needs are done in the town of Chetumal, an hour away) prices for real estate are much lower than youll find along the Riviera Maya, says Haskins. About 27% of the citys 10,000 residents are aged 65 and up. Ambergris Caye is a tiny island surrounded by turquoise waters and the longest barrier reef in the western hemisphere. Brace yourself for cold, fog and damp conditions the majority of the year. We found 10 of the most beautiful ones. Today, what brings visitors to Port Arthur are the history, wildlife and beaches. The town is popular because of its beach location and plenty of outdoor activities, but it lacks arts and culture and is fairly isolated when it comes to having other things to do. For a comfortable, well-appointed lifestyle, budget US$1,223 a month. Portland has a wide variety of restaurants, and foodies will enjoy sampling diverse and innovative cuisines, local produce and fresh seafood. Retirees pay a median of $1,882 per month for a house with a mortgage or a median of $1,374 monthly to rent. No matter where in the world you live, there is no doubt a great beach retirement destination not too far from where you that wont leave you feeling too far away from your family and friends, and will no doubt open doors for new friendships and the opportunity to meet like-minded people. The small towns on this list are some of the greatest beach towns on the East Coast. Most folks probably dont imagine spending their beachy retirement huddled up under layers of sweaters and blankets, but theyre missing out. The natural harbor that it sits on is one of the best ports along the entire eastern seaboard. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). We know people who spend far more and others that spend less, says Haskins. The ranking was based on the population of residents aged 55 and over per capita (the higher the better, we say), affordability based on median list price, access to hospitals and other health care facilities, the number of amenities like golf courses (for low-impact exercise) and country clubs (for the social scene), as well as marinas and water-recreation businesses like boating and fishing, for that all-around beach town experience. The shallow and sedimentary conditions of the beach expose thousands of ancient shark teeth every day. Daytona is hot, and the boardwalk hums with tourists who spill out of the oceanfront bars and restaurants. Being the third safest country in the world with the highest density of blue flag beaches, this country has a low cost of living, tax incentives, and easy residency for expats. The median home price is $157,900, and the median rent is $1,013. Cruise Ship Tips: 9 Insider Secrets From A Trailblazing Captain, The Future Is Female: 3 Travel Companies Inspiring The Next Generation Of Leaders, The Ultimate Paid Time Off: 17 Companies That Will Give You Money To Travel. These offers do not represent all deposit accounts available. Where It's Located:Holbox Islandwhere the Caribbean Sea meets the Gulf of Mexicois one of our favorite getaway spots, says Haskins. Living near the beach has been your dream for years. There are no condo towers, gated communities or large resorts. This lifelong build-up can leave one feeling like theres a lot of pressure to do retirement right: to pick the right place to retire, the right hobbies, surrounded by the right people. Retirees can get into active adult communities like Bay Crossing in a $239,000 two-bedroom condo all the way up to a fully kitted-out four-bedroom for $620,000. "We have a pretty typical life for a family with young kids, says Kent. The city sits on a barrier island in the Gulf of Mexico, with sprawling beaches (though not necessarily the best in Texas), lively nightlife and a non-stop energy that keeps the Texas Southern students coming in. Myrtle Beach is another great option for retirees, with warm weather, affordable cost of living and many amenities such as golf courses and shopping centers. And while the island itself is surrounded by waterways, it's not directly on the beach, which is what keeps the cost of living lower than other beach towns. Where It's Located:The small beachside village of Mahahual is about four hours south of Cancn on Mexicos gorgeous Caribbean Coast. However, it's also saddled with the highest cost of living in the top 20, running nearly 10% above national averages. The mild weather, coastal scenery, good airport, and myriad amenities have made Murrells Inlet a desirable retirement destination for Northeasterners seeking a break from high tax rates and harsh winters. Baja California, Acapulco, Cancun, Puerto Vallarta, Rosarita, and La Paz are a few well-known beach areas, and quiet fishing villages might attract retirees with lower costs and casual atmospheres. Gulfport is another hidden gem. Becoming a resident is relatively easy. The following countries are popular retirement destinations because of the cost of living, weather, and other benefits. And it turns out, they share some common features that are particularly attractive for folks who are no longer congregating by the water cooler. The cost of living is about 61% lower than in the United States, and rents are a bargain at an average of 80% lower than in the U.S. Medical and dental care are high quality and affordable, with both public and private institutions available. Well connected to the USA and the rest of the world, many expat communities in Mexico will leave you feeling like its a home away from home. so you can start planning your new life on the beach. Most have expat communities, reasonably priced healthcare, affordable homes, and residency options. This renovated one-bedroom cottage is listed for just $199,999 and this two-bedroom at $225,000. Venices shoreline is located halfway between Sarasota and Port Charlotte, on the eastern edge of the Gulf of Mexico. 1. There are hardly any cars. https://www.wearejust.co.uk/news/5-reasons-to-retire-to-the-seaside, https://www.liveandinvestoverseas.com/best-places-to-retire/, https://www.thrillist.com/travel/nation/cheapest-beach-cities-to-live-in-world, https://internationalliving.com/the-best-places-to-retire/, https://www.forbes.com/sites/williampbarrett/2019/11/27/the-best-places-to-retire-abroad-in-2020/. george crawford jr,

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